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This charming cottage style rancher is located in the waterfront community of Indian Point and just minutes from Historic St. Michaels. Filled with natural light, this home features a large great room with cathedral ceilings & a wood burning fireplace, separate dining room, kitchen with breakfast nook & skylight. The front porch, screened side porch & rear deck overlook the 2 acres of land. 3-spacious bedrooms with 2 full baths, attached 2-car garage & garden shed complete this wonderful property. No flood insurance required. Community features access to the community waterfront lot sited on Harris Creek which is improved with a dock, boat launch & kayak rack. Public sewer will be available to this home soon offering many possibilities for future improvements and expansion. Note septic is approved for 2-bedrooms.